Why Private Credit Tokenization in Booming in 2006
Private credit tokenization is booming in 2026 because it solves long-standing inefficiencies in traditional lending markets. By using blockchain, private credit assets can be digitized, making them easier to access, trade, and manage. This opens the door for a wider pool of investors, including smaller participants who were previously excluded.
Tokenization also improves liquidity in a market that has historically been illiquid. Investors can buy and sell fractionalized portions of credit assets rather than committing large amounts of capital. Additionally, transparency is enhanced through on-chain tracking, reducing information gaps and increasing trust.
Another major driver is faster settlement and reduced intermediaries, which lowers costs and speeds up transactions. Institutional interest is also rising, as firms look for innovative ways to diversify portfolios and improve yield.
Overall, private credit tokenization is growing because it combines traditional finance with blockchain efficiency, making the market more accessible, liquid, and transparent.
ShamlaTech (Private Credit Tokenization Services)
ShamlaTech (Elkridge, MD) is a blockchain and AI development firm offering Web3 consulting, smart-contract auditing, and custom tokenization services. It has built end-to-end private credit tokenization infrastructure – from tokenized bond structuring to compliant issuance and automated servicing. ShamlaTech’s global team (USA, Europe, Asia) helps clients design institutional-grade digital debt platforms.
- Location: Elkridge, Maryland, USA
- Team Size: 2009
- Key Services: Private credit tokenization, Private equity tokenization, Real World asset tokenization.
- Our Clients: Muskatier, Tokenscore, ARIX, RedCab etc.,
More About Shamlatech Services
- Key Offerings: ShamlaTech provides end-to-end development of tokenized debt platforms, including smart contract design for KYC/AML-controlled tokens, off-chain custodian integration, and AI-enhanced analytics.
- Why ShamlaTech stands out (2026): As a “full-stack” blockchain services provider, ShamlaTech combines AI and DevOps expertise with RWA focus. It delivers compliant tokenized credit solutions aligned with regulatory standards.
- Why Choose Us: Clients benefit from ShamlaTech’s proven security auditing and agile development. Its turnkey approach reduces time-to-market for digital debt products, ensuring auditability and transparency at launch.
Muskatier: Mustakier is a innovative investment platform designed to empower users to invest in a wide array of potential projects through a single streamlined process. The platform is powered by its native token MUSK.
NanoEx – Nanoex is a real world asset tokenization developed by shamlatech. This platform was developed to extend the RWA opportunities for the users.
Fierce Baby Coin – Fierce Baby Coin FBYC token is developed as a meme coin concept. This was designed to give thrill of raising a child with financial stability along with cub academy access.
These are some of the projects developed by Shamlatech with a mere idea into a complete product with the help of strong technical team.
Zult, Inc. (Private Credit Tokenization Platform)
Zult (New York/Delaware, 2023) offers a next-generation platform specifically for private credit funds. It enables managers to issue tokenized notes, bonds or loan interests with embedded compliance and privacy. The company launched its service in 2025, touting a “privacy and compliance native private credit tokenization platform”. Zult’s stack integrates multi-chain smart contracts, programmable redemption logic and audit logs to automate fund administration.
Details | Information |
📍 Location | Wilmington, Delaware, USA |
⏳ Founded | 2023 |
🧑💻 Team Size | 51–100 |
💻 Key Services | Institutional-grade private debt token issuance (ERC-20 tokens for loans/bonds), compliance features (whitelisting, transfer controls), and integration with custodians and secondary markets. |
⚙️ Industries | FinTech, Blockchain/DeFi, Alternative Lending |
💼 Top Clients | Private equity firms, credit fund managers, family offices |
🔝 Best for | Complex credit vehicles (syndicated loans, structured credit) needing digitization with auditability. |
💸 Pricing | Enterprise (custom platform fees) |
📁 Case Studies | (Launching own client pilots – details on press releases) |
- Key Offerings: Zult structures and issues tokenized private credit products end-to-end. It handles loan pooling, interest payment workflows, and secondary trading in a single platform with on-chain recordkeeping.
- Why Zult stands out (2026): It’s among the first firms built exclusively for private credit tokenization. Its platform emphasizes privacy (using cryptographic controls) and heavy compliance automation, addressing major industry pain points.
- Why Choose Us: Zult’s solution bridges legacy fund structures with blockchain efficiency. Asset managers gain instant settlement capability and real-time investor reporting, streamlining what were previously manual bond administration tasks.
- Best suited for: Mid-to-large credit funds, asset managers and fintech lenders aiming to digitize term loans, mezzanine notes or CLO tranches with minimal friction and regulatory oversight.
Ondo Finance, Inc. (Tokenized Cash & Asset Management)
Ondo Finance (New York, 2020) bridges traditional finance with DeFi by tokenizing institutional cash instruments. Its flagship products include USDY (a tokenized cash fund) and OUSG (a tokenized U.S. Treasury fund). In late 2024 Ondo launched OUSG on the XRP Ledger, bringing U.S. Treasury exposure on-chain. It has since expanded to Solana and other chains, and notable partners: for example, State Street and Galaxy Digital launched a 24/7 on-chain cash fund (SWEEP) with a $200M anchor investment from Ondo.
Details | Information |
📍 Location | New York, USA |
⏳ Founded | 2020 |
🧑💻 Team Size | 50–100 |
💻 Key Services | Tokenized fund creation (stablecoin-backed money markets, treasury funds), DeFi yield products, cross-chain liquidity services. |
⚙️ Industries | Crypto/DeFi, Asset Management, Cash Management |
💼 Top Clients | State Street, Binance, Galaxy Digital (and their clients) |
🔝 Best for | Institutions and crypto firms seeking on-chain liquidity for cash or fixed-income assets. |
💸 Pricing | Institutional (issuance and custody fees) |
📁 Case Studies | USDY Money Market; OUSG US Treasuries (launched via Ondo). SWEEP liquidity fund (State Street/Galaxy collaboration) with $200M seed
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- Key Offerings: Ondo tokenizes cash and high-grade assets. For example, USDY lets investors earn yields like a money-market fund, while OUSG provides instant, token-based access to a short-term Treasury portfolio. Ondo also offers custody via partners (e.g. State Street) and API integrations for exchanges.
- Why Ondo stands out (2026): It was the first to bring an SEC-regulated U.S. money market fund on-chain and is expanding rapidly across chains. Its collaborations with major banks (State Street) and crypto firms demonstrate a hybrid TradFi/DeFi approach.
- Why Choose Us: Ondo provides institutional-grade compliance (with established custodians) plus 24/7 settlement. Investors get a familiar cash management vehicle with blockchain benefits—an unprecedented combination today.
- Best suited for: Pension funds, treasurers, and DeFi protocols who need seamless, compliant on-chain cash and short-duration debt exposure.
Securitize, Inc. (Digital Securities Tokenization)
Securitize (San Francisco, 2017) is a market-leading platform for tokenizing real-world assets. It provides end-to-end issuance and transfer-agent services for compliant digital securities. Securitize has tokenized billions of dollars across multiple chains. Notably, it powered the BlackRock USD Institutional Digital Liquidity fund (BUIDL) – a ~$2.5B money market fund on Ethereum. The NYSE has partnered with Securitize to develop a tokenized securities trading venue, cementing its status as a trusted tokenization partner for major institutions.
Details | Information |
📍 Location | San Francisco, California, USA |
⏳ Founded | 2017 |
🧑💻 Team Size | 100–200 |
💻 Key Services | Digital transfer agent and issuance platform for tokenized securities; smart contract deployment; investor KYC/AML integration; secondary trading support. |
⚙️ Industries | Tokenization, Asset Management, FinTech, Security Tokens |
💼 Top Clients | BlackRock (BUIDL fund), Nasdaq, major asset managers and issuers |
🔝 Best for | Institutional issuers needing a turnkey, regulation-compliant token issuance solution. |
💸 Pricing | Enterprise (issuance fees, ongoing servicing) |
📁 Case Studies | BUIDL (BlackRock USD fund, ~$2.5B); NYSE tokenized trading platform collaboration; $3B+ total tokenized assets. |
- Key Offerings: Securitize handles the full lifecycle of tokenized securities. It creates ERC-20 tokens linked to legal securities, manages cap tables via blockchain, and provides gateway services to off-chain settlement and compliance vendors.
- Why Securitize stands out (2026): With $3+ billion in tokenized RWA under management, Securitize has the deepest track record. Its regulatory partnerships (like NYSE) and role in flagship tokenized funds give issuers confidence.
- Why Choose Us: Securitize offers proven infrastructure and institutional support. Its turnkey solutions drastically reduce legal hurdles for asset managers who want to issue tokens within SEC/FINRA frameworks.
- Best suited for: Large fund families, real estate or bond issuers, and firms entering tokenized finance at scale, especially those requiring strong compliance and liquidity channels.
Figure Technologies, Inc. (Blockchain Capital Markets)
Details | Information |
📍 Location | Redwood City, California, USA |
⏳ Founded | 2018 |
🧑💻 Team Size | 200–300 |
💻 Key Services | Blockchain-based loan origination (mortgages, HELOCs, auto); tokenized lending marketplaces (consumer credit, YLDS stablecoin). |
⚙️ Industries | FinTech, Blockchain (Lending and Asset Tokenization) |
💼 Top Clients | Bank of America, JP Morgan, Morgan Stanley (partners/integrators) |
🔝 Best for | Traditional lenders and investors adopting on-chain loan platforms. |
💸 Pricing | Public (FIGR equity); platform and transaction fees |
📁 Case Studies | $22B home equity loans via Provenance Blockchain; YLDS token (tokenized money market fund). |
- Key Offerings: Figure provides a complete blockchain stack for loans: from digital loan origination systems to on-chain securitization. Its YLDS token acts like a 24/7 money-market fund on Solana, paid out of U.S. Treasuries.
- Why Figure stands out (2026): It is the largest non-bank originator on blockchain, with over $22 billion in loan volume. Figure has also led regulatory innovation – YLDS is an SEC-registered digital certificate, blending traditional yields with crypto rails.
- Why Choose Us: Figure connects mainstream finance to DeFi. Its strong industry partnerships and public-company transparency give institutional comfort, while its platform enables faster loan funding and settlement.
- Best suited for: Banks, credit unions and fintechs digitizing lending (especially home equity) and investors seeking secure, regulated yield products in the crypto ecosystem.
