On April 13, 2026, The European Central Bank (ECB) set out a cautious path toward tokenizing Europe’s capital markets, saying the technology can deliver efficiency gains only if it remains anchored to central bank money, infrastructures remain interoperable, and regulation is “robust and supportive. The European Central Bank said tokenization could improve EU capital markets, but only with central bank money, interoperable infrastructure and resilient regulation.
Benefits of tokenization for private credit
Private credit is evolving. Lenders are providing money to an ever-widening base of borrowers, as well as offering a growing range of funds and investment vehicles. At the same time, a digital revolution is brewing that could open access to private credit for both investors and borrowers in a whole new way.
Proponents of tokenization say the technology will address some of the underlying challenges inherent in private credit. Even with private credit’s brisk 17% compound annual growth rate over the past five years, a recent survey by Coalition Greenwich found that a majority of investors still consider liquidity, efficiency, and transparency to be barriers to investment.
Tokenize Your First Private Credit with Shamlatech
Tokenization could potentially mitigate these barriers:
– Liquidity – Tokenization could ease the process of buying into private credit
funds and of trading shares. This could broaden the range of investors, provide
easier access to the asset class, and expand the base of capital for private credit
borrowers.
– Efficiency – The opportunity to save back-office costs through smart contract templates could lead to lower transaction costs and management fees.
– Transparency – The transaction flow of private credit assets would be much more visible due to real-time settlement and the use of a shared ledger, which provides data on underlying assets at all times. A majority of wealth and asset managers say they would have allocated more to private credit investments if it weren’t for liquidity risks and/or high manager fees, according to a year-end 2023 survey by Coalition Greenwich.
Top 10 Private Credit Tokenization Companies in Singapore
1. Shamlatech
Headquarters: Singapore, Elkridge, Maryland, USA
Employees: 200+
ShamlaTech is a global blockchain development company specializing in private credit tokenization, private equity tokenization, and real-world asset (RWA) tokenization. The company provides end-to-end solutions that enable businesses to digitize and fractionalize financial assets, making them more accessible, liquid, and transparent. With a strong focus on security, compliance, and scalability, ShamlaTech supports clients in launching institutional-grade tokenization platforms and digital asset ecosystems.
Clients: Muskatier, Tokenscore, ARIX, RedCab, and others.
Case Studies:
- Muskatier: A next-generation investment platform that enables users to invest in a wide range of projects through a unified interface. Powered by the native MUSK token, it simplifies access to diversified investment opportunities.
- NanoEx: A real-world asset tokenization platform built to expand access to RWA investment opportunities, offering users a seamless way to participate in tokenized asset markets.
- Fierce Baby Coin (FBYC): A meme-based token project designed to combine entertainment with financial engagement, integrating features like community-driven rewards and access to Cub Academy.
Why Choose ShamlaTech:
ShamlaTech stands out for its robust security auditing, agile development approach, and turnkey delivery model. Clients benefit from faster time-to-market for digital asset and private credit platforms, along with enhanced transparency, compliance readiness, and scalable infrastructure tailored to evolving financial ecosystems.
Let’s Do The Industry Best Private Credit Tokenization
2. DigiFT
Headquarters: Singapore
Employees: ~30–80 (startup fintech scale)
DigiFT is a regulated digital asset exchange focused heavily on private credit tokenization and money market funds. Founded in 2021, it enables asset owners to issue blockchain-based securities and trade them via an AMM-based exchange. It gained strong traction through partnerships like tokenizing an Invesco private credit fund, positioning itself at the forefront of institutional RWA adoption.
3. Chintai
Headquarters: Singapore
Employees: ~100–200 (estimated global expansion stage)
Chintai is a MAS-licensed tokenization platform offering infrastructure for digital securities and alternative assets, including private markets. With both CMS and Recognised Market Operator licenses, it supports issuance, compliance, and trading of tokenized RWAs. The firm has been expanding globally while building strong pipelines in institutional tokenization use cases, including structured products and private assets.
4. Helicap
Headquarters: Singapore
Employees: ~100+
Helicap is a private credit-focused fintech and investment platform that connects institutional investors with lending opportunities across Asia. While primarily a private credit marketplace, it has been actively integrating tokenization and blockchain-based structuring to improve liquidity and access to credit assets. It has deployed over $700M in capital, making it a major bridge between traditional credit and tokenized finance.
5. Alpha Ladder Finance
Headquarters: Singapore
Employees: ~100+
Helicap is a private credit-focused fintech and investment platform that connects institutional investors with lending opportunities across Asia. While primarily a private credit marketplace, it has been actively integrating tokenization and blockchain-based structuring to improve liquidity and access to credit assets. It has deployed over $700M in capital, making it a major bridge between traditional credit and tokenized finance.
6. ADDX
Headquarters: Singapore
Employees: ~300+
ADDX (formerly iSTOX) is a leading private markets exchange enabling fractional investments into alternatives like private equity and hedge funds. It leverages blockchain to digitize securities and has expanded into tokenized private credit and structured finance products, making alternative investments more accessible while ensuring compliance with Singapore regulations.
7. Securitize
Headquarters: United States (Singapore operations present)
Employees: ~200+
Securitize is a global leader in digital securities and RWA tokenization, with operations and partnerships in Singapore. It provides issuance, compliance, and lifecycle management for tokenized assets, including private credit funds and institutional products, serving major asset managers and financial institutions.
8. IX Swap
Headquarters: Singapore
Employees: ~50+
IX Swap focuses on building liquidity infrastructure for tokenized securities and RWAs, including private market instruments. It offers AMM-based liquidity pools and DeFi integrations for tokenized assets, helping solve one of the biggest challenges in private credit tokenization—secondary market liquidity.
9. Marketnode
Headquarters: Singapore
Employees: ~100+
Marketnode, a joint venture between SGX and Temasek, provides blockchain-based financial market infrastructure. It supports tokenization of bonds, funds, and structured products, including private credit instruments, enabling efficient issuance, settlement, and lifecycle management for institutional clients.
10. Hashstacs
Headquarters: Singapore
Employees: ~50–100
Hashstacs is a fintech firm offering enterprise blockchain and tokenization solutions for financial institutions. Its platform enables banks and asset managers to tokenize RWAs such as bonds and funds, including credit-based instruments, with strong emphasis on compliance, custody integration, and interoperability across financial systems.
Conclusion
Private credit tokenization is rapidly transforming the financial landscape in Singapore by bringing liquidity, transparency, and global accessibility to traditionally illiquid credit markets. As institutional and retail investors increasingly seek higher yields and diversified opportunities, tokenized private credit platforms are emerging as a powerful solution. The top companies in this space are not only leveraging blockchain technology to streamline lending and borrowing but also ensuring compliance with evolving regulatory frameworks. Choosing the right private credit tokenization company is crucial, it determines the scalability, security, and long-term success of your platform. By partnering with an experienced provider, businesses can unlock new revenue streams, improve capital efficiency, and stay ahead in the competitive Web3 financial ecosystem.
FAQs
1. What is private credit tokenization?
2. Why is Singapore a popular hub for private credit tokenization?
3. What are the benefits of tokenizing private credit?
Key benefits include:
- Improved liquidity through fractional ownership
- Real-time transparency and reporting
- Faster settlement and reduced operational costs
- Access to global investors
