Stablecoins are becoming a functional component of the UAE’s financial architecture and are increasingly used across payment settlement and liquidity workflows. As the country strengthens its position as a regulated digital finance hub, stablecoins are being adopted by banks, fintech companies and payment platforms to support domestic payments and cross border financial activity.
A key development supporting this shift was the approval of AE Coin by the Central Bank of the UAE. With regulatory clarity in place at both the federal and emirate level, including oversight from the Virtual Assets Regulatory Authority (VARA) in Dubai, stablecoin development in the UAE is now shaped by infrastructure standards and compliance requirements.
This article explores why stablecoins are gaining traction, how technical and regulatory expectations are changing, and which development companies are positioned to build stablecoin systems suitable for real world financial use in 2026.
Why Stablecoins Are Gaining Huge Momentum in the UAE
Stablecoin development in the UAE is increasing as financial infrastructure moves toward regulated on-chain settlement. The country offers conditions that allow stablecoin systems to be designed, tested, and deployed within defined operational boundaries.
- Clear licensing paths for payment tokens allow development teams to design stablecoin architectures around known reserve, redemption, and reporting requirements instead of operating in regulatory uncertainty.
- Federal oversight by the Central Bank of the UAE combined with activity level supervision by Dubai’s Virtual Assets Regulatory Authority (VARA) creates a workable structure for building, operating, and scaling stablecoin platforms.
- Stablecoin projects can be engineered to integrate directly with payment processors, banking systems, and enterprise accounting workflows, reducing friction during deployment and post launch operations.
- Development teams can implement compliance controls such as transaction screening, address management, and issuance limits at the protocol and application layer, supporting long term operability.
- The availability of regulated custody providers, identity systems, and compliant wallet infrastructure shortens development cycles and lowers operational risk during stablecoin rollout.
Stablecoin Infrastructure: Growing Demands in the UAE
Alignment With Regulated Payment Workflows
Multi Jurisdiction Operability Inside A Single System
Continuous Audit And Reporting Readiness
Production Scale Performance For Real World Volumes
Top 7 Stablecoin Development Companies in the UAE
1. Shamla Tech Solutions
Shamla Tech Solutions is a stablecoin development company in the UAE that builds stablecoin platforms for organizations that need to operate within the UAE’s regulated financial environment. Their work focuses on designing and implementing stablecoin infrastructure that aligns with local payment workflows, supervisory expectations, and production scale operational requirements. The company approaches stablecoin development as a financial system engineering problem, with emphasis on control, transparency, and regulatory alignment from the start.
Stablecoin Development Services Offered by Shamla Tech Solutions in the UAE:
- Design and implementation of stablecoin architectures aligned with frameworks issued by the Central Bank of the UAE, covering issuance controls, redemption logic, and reserve linked supply management.
- Development of stablecoin platforms structured to meet operational oversight requirements under Dubai’s Virtual Assets Regulatory Authority (VARA), including transaction visibility and reporting readiness.
- Smart contract development with embedded compliance logic such as transfer restrictions, address level controls, transaction thresholds, and audit support.
- Integration of stablecoin systems with regulated custody providers, payment processors, and enterprise finance and treasury workflows used in the UAE.
- Engineering of settlement and transaction infrastructure capable of supporting sustained payment volumes with predictable performance and operational stability.
- End to end delivery covering system architecture, development, testing, deployment, and ongoing technical support for production stablecoin platforms.
2. Antier Solutions
Antier Solutions works with enterprises and fintech teams in the UAE to build stablecoin platforms that support regulated payment and settlement use cases. The company focuses on stablecoin development where issuance control, reserve handling, and system stability are required for operating within structured financial environments.
Stablecoin Development Services Offered by Antier Solutions in the UAE:
- Development of fiat backed stablecoin systems with defined issuance and redemption workflows aligned to business and regulatory requirements.
- Smart contract development for minting, burning, and transaction processing with emphasis on predictable system behavior.
- Support for reserve management logic and reporting structures used in stablecoin operations.
- Integration of stablecoin platforms with wallets, custody systems, and payment interfaces.
- Security focused development including contract testing and review before deployment.
- Technical support across deployment, upgrades, and ongoing operation of stablecoin platforms.
3. SoluLab
SoluLab works with companies in the UAE to develop stablecoin systems that support real payment and settlement requirements. Its focus is on building stablecoin platforms that can operate across multiple blockchains while remaining stable, secure, and usable in day to day financial operations.
Stablecoin Development Services Offered by SoluLab in the UAE:
- Development of stablecoin smart contracts covering issuance, transfers, and supply control based on defined operational rules.
- Support for stablecoin deployment across multiple blockchain networks where cross chain usage is required.
- Integration of stablecoin systems with wallets, exchanges, and payment applications used by fintech platforms.
- Implementation of transaction handling logic suitable for platforms processing regular payment activity.
- Smart contract testing and security checks before deployment to production environments.
- Technical support for maintaining and updating stablecoin platforms after launch.
4. Tech Alchemy
Tech Alchemy supports stablecoin development for UAE based startups and fintech teams building payment focused blockchain products. The company works on stablecoin systems where product usability, secure token behavior, and smooth integration with applications are important for day to day financial operations.
Stablecoin Development Services Offered by Tech Alchemy in the UAE:
- Development of stablecoin smart contracts covering issuance, transfers, and controlled supply behavior.
- Support for launching stablecoins as part of larger fintech or payment applications.
- Integration of stablecoin functionality with user facing apps, dashboards, and backend systems.
- Assistance with token setup, configuration, and deployment across supported blockchain networks.
- Security testing and validation of smart contracts before production release.
- Ongoing development support for updates, fixes, and feature improvements after launch.
5. Suffescom Solutions
Suffescom Solutions provides stablecoin development services for businesses in the UAE that need practical blockchain based payment systems. The company works on stablecoin projects where clear transaction logic, system stability, and integration with existing digital platforms are required for real operational use.
Stablecoin Development Services Offered by Suffescom Solutions in the UAE:
Development of stablecoin smart contracts for issuance, transfers, and supply control based on defined business rules.
Support for building fiat backed and asset linked stablecoin models used in payment and settlement applications.
Integration of stablecoin functionality with wallets, web platforms, and mobile applications.
Implementation of transaction handling logic suitable for payment flows and routine financial activity.
Smart contract testing and basic security validation before deployment.
Technical support for deployment, maintenance, and ongoing updates of stablecoin systems in production environments.
6. Blockchain App Factory
Blockchain App Factory works with businesses in the UAE to develop stablecoin platforms used for payments, settlements, and internal financial flows. The company focuses on building stablecoin systems that follow defined issuance rules and operate reliably within structured business and platform environments.
Stablecoin Development Services Offered by Blockchain App Factory in the UAE:
- Development of stablecoin smart contracts covering issuance, transfers, and controlled circulation based on business requirements.
- Support for building fiat backed stablecoin models used in payment and settlement use cases.
- Integration of stablecoin systems with wallets, exchanges, and payment applications.
- Implementation of transaction flow logic suitable for routine and high frequency payment activity.
- Smart contract testing and validation before deployment to live environments.
- Technical support for deployment, maintenance, and updates of stablecoin platforms after launch.
7. Accubits Technologies
Accubits Technologies supports stablecoin development for organizations in the UAE that require structured payment and settlement systems. The company works on stablecoin platforms where transaction control, monitoring, and system reliability are important for ongoing financial operations.
Stablecoin Development Services Offered by Accubits Technologies in the UAE:
- Development of stablecoin smart contracts for issuance, transfers, and supply control based on defined operational rules.
- Support for building fiat backed and crypto backed stablecoin models for payment and settlement use cases.
- Implementation of monitoring and analytics features to track stablecoin circulation and transaction activity.
- Integration of stablecoin systems with wallets, payment platforms, and backend financial systems.
- Smart contract testing and security validation before deployment.
- Technical support for deployment, maintenance, and ongoing updates of stablecoin platforms in production environments.
Comparing Top Stablecoin Development Companies in the UAE and Their Capabilities
Company | Stablecoin Infrastructure Depth | Regulatory Readiness | Payment & Settlement Focus | Enterprise Suitability |
Shamla Tech Solutions | Very High | Strong (CBUAE, VARA aligned) | High | Very High |
Antier Solutions | Very High | Strong | High | High |
SoluLab | High | Moderate | High | High |
Tech Alchemy | Moderate | Limited–Moderate | High | High |
Suffescom Solutions | High | Limited | High | Moderate |
Blockchain App Factory | Moderate | Limited | High | Moderate |
Accubits Technologies | Moderate | Moderate | Moderate | Moderate |
How to Choose the Right Stablecoin Development Company in the UAE
- Clear understanding of UAE regulations: The company should demonstrate practical knowledge of Central Bank of the UAE frameworks and VARA requirements, including how compliance is handled at the system and smart contract level.
- Experience with stablecoin specific systems: Look for teams that have built stablecoins before, including issuance logic, redemption flows, and supply controls, not general token or NFT projects.
- Ability to design payment and settlement workflows: The development partner should understand how stablecoins are used in payments, treasury operations, and settlement, and be able to design systems that fit real financial workflows.
- Compliance embedded in the architecture: Strong teams build compliance into the core system, covering transaction controls, visibility, reporting, and audit readiness from the start.
- Integration capability with existing systems: The company should be able to integrate stablecoins with custody providers, wallets, payment platforms, and enterprise finance systems used in the UAE.
- Focus on production readiness: Choose a partner that prioritizes testing, monitoring, and operational stability for live environments handling real transaction volumes.
- Long term support and accountability: Stablecoin platforms require ongoing maintenance and updates. The right company should offer post launch support and take responsibility for system reliability over time.
Bottom Line
Stablecoin development in the UAE has moved into a phase defined by regulation, operational discipline, and real world usage. Projects that succeed in this environment are built with clear issuance controls, predictable settlement behavior, and compliance embedded across the full system architecture. The focus has shifted toward building infrastructure that can operate reliably within established financial frameworks.
As regulatory oversight from federal and emirate level authorities continues to shape stablecoin deployment, choosing the right development partner becomes a critical decision. Teams must combine technical capability with an understanding of payment workflows, compliance requirements, and production scale operations specific to the UAE market.
For organizations planning to build stablecoin platforms in the UAE, success depends on selecting partners who approach stablecoins as financial systems and who can deliver infrastructure designed for long term operation and regulatory alignment.
Build Infrastructure-Grade Stablecoins in UAE with Shamla Tech
At Shamla Tech, we design and build stablecoin platforms for organizations operating within the UAE’s regulated financial environment. We create stablecoin infrastructure that aligns with local payment workflows, supervisory expectations, and production scale operational requirements from day one.
We work closely with our clients to deliver compliance-ready stablecoin systems designed for real world payments and settlement. Our approach combines controlled issuance logic, transparent transaction handling, and long term operational support to help teams deploy stablecoins successfully in the UAE market.
